The Mains Examination of the SBI PO exam will constitute 4 sections:
Reasoning + Computer Aptitude, English Language, Data Analysis & Interpretation and General/Economy/Banking Awareness . The complete SBI PO Mains syllabus is discussed below: The subject-wise topics that need to be covered for preparing for the SBI PO Mains Exam have been listed below.
The highlights of the SBI PO Eligibility Criteria has been mentioned in the table given below for the candidates. The candidates need to fulfil nationality, age, and educational criteria to apply for the offered posts.
SBI PO Eligibility
Criteria
Details
Educational Qualification
Graduation degree in any discipline
Age Limit
21 years to 30 years
Nationality
Citizen of India
Number of Attempts
Maximum 4 attempts are allowed for Gen and 7 for OBC
SBI PO Nationality
A candidate willing to apply for SBI PO must be from one of the below-listed categories:
The candidates must hold Indian Citizenship
A Subject of Nepal or Bhutan
A Tibetan Refugee who came to India before 1st January 1962 with the intention of permanent settlement
A Person of Indian Origin (PIO) who has migrated from Burma, Pakistan, Sri Lanka, Vietnam or East African countries of Zaire, Kenya, Tanzania, Uganda, Zambia, Ethiopia, Malawi, with the intention of permanent settlement in India
SBI PO Educational Qualification
As per the SBI PO Educational Qualification, the candidates must hold a bachelor’s degree in any discipline from a recognized university or an equivalent qualification approved by the Central Government.
Final-year/semester students may apply on a provisional basis, provided they can present proof of their graduation passing if selected for an interview.
Candidates with an Integrated Dual Degree (IDD) certificate must ensure that their date of passing the IDD is on. Those holding qualifications like Medical, Engineering, Chartered Accountancy, Cost Accountancy, etc., are also eligible to apply.
SBI PO Age Limit
The candidate must be 21 to 30 Years i.e. candidates must be or above 21 years and should be or below 30 Years. This is in case of General category candidates. Candidates must have been born between 02.04.1995 and 01.04.2004, inclusive of both dates. The candidates belonging to reserved category have been provided age relaxation as mentioned in the table below.
Category
Age Relaxation
Scheduled Castes/ Scheduled Tribes
5 years
Other Backward Classes (Non-Creamy Layer)
3 years
Persons with Benchmark Disabilities (PwBD) (SC/ ST)
15 years
Persons with Benchmark Disabilities (PwBD) (OBC)
13 years
Persons with Benchmark Disabilities (PwBD) (Gen/EWS)
10 years
Ex-servicemen, Commissioned officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered 5 years of military service and have been released on completion of assignment (including those whose assignment is due to be completed within 6 months from the last date of receipt of the application) otherwise than by way of dismissal or discharge on account of misconduct inefficiency or physical disability attributable to military service or invalid.
5 years
SBI PO Eligibility: Number of Attempts
The SBI has established certain guidelines regarding the number of attempts allowed for the SBI PO examination. These guidelines are designed to ensure fairness in the selection process and to give candidates a reasonable number of opportunities to compete for the prestigious role of a Probationary Officer. Here’s an overview of the SBI PO number of attempts:
Category
Number of Attempts
General / EWS
4 Attempts
OBC / PwBD (General/OBC)
7 Attempts (with age relaxation as applicable)
SC / ST
No Limit
PwBD (SC/ST)
No Limit
Validity of Attempts:
The number of attempts is generally counted from the year when the candidate first appears for the SBI PO exam. If a candidate exceeds the allowed number of attempts, they may not be eligible to apply for the examination in subsequent years.
SBI PO Eligibility: Reservation for Persons with Disability
The candidates with disabilities can also apply for the offered posts as there is a special reservation of 4%. The disabilities included are:
Reservation for Person with Disability
Category
Description
Locomotor Disabilities
Affects one arm, one leg, or both legs without impacting the arms.
Visual Impairment
Includes blindness and low vision.
Hearing Impaired
Includes being deaf or hard of hearing.
Specific Learning Disability
Challenges in learning due to specific conditions.
Mental Illness
Includes various mental health conditions.
Multiple Disabilities
A combination of the above-mentioned disabilities.
Others
Leprosy cured person
Cerebral palsy
Dwarfism
Muscular Dystrophy
Acid attack victims
SBI PO Percentage Criteria
When filling out the application form for the SBI PO exam, applicants can comply to the SBI PO Percentage Criteria, as marks are evaluated based on this. Candidates with a CGPA or OGPA must convert their grades into percentages for consideration.
While candidates with a graduation percentage below 60% are still eligible to apply, it is important to note that the calculated percentage will be rounded down; for instance, 59.99% will be considered less than 60%, and 54.99% will be treated as less than 55%.
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SBI PO Salary
The increased SBI PO salary is one of the major reasons for candidates to get into the banking domain, apart from security, lucrative perks, and allowances. The initial basic salary offered to an SBI Probationary Officer (Junior Management Grade Scale-I) is Rs. 56,480 (Rs. 48,480 + advanced increments). As per the revised Bipartite Settlement with four advance increments, the compensation size of a Probationary Officer is 48480-2000/7-62480-2340/2-67160-2680/7-85920. The maximum basic salary for a probationary officer in the SBI bank can be Rs. 85920.
SBI PO Salary Structure
The initial in-hand salary of an SBI Probationary Officer (PO) recruited through SBI PO is approximately Rs. 80000 to 82000.
The salary structure below has been prepared as per the revised SBI PO Salary. Candidates who are dreaming of the job opportunity of SBI Probationary Officer must be aware of the increased Salary of SBI PO. The approximate CTC of a metro city like Mumbai is Rs. 20.43 lacs.
From the Gross Salary of SBI PO i.e. Rs. 93,342.61 the following monthly deductions will be done after which the officers get the in-hand SBI PO Bank salary of Rs. 80000 (approximately). Check the SBI PO Salary Deduction as detailed below.
SBI PO Salary Deduction
Particulars
Amount
Employee PF Contribution
Rs. 5,648/-
Professional Tax
Rs. 200/-
Contirbution Pension Fund
Rs. 6,845/-
Union Associa Membership
Rs. 300/-
Total Deductions
Rs. 12,993/-
SBI PO In-Hand Salary
The initial in-hand salary of SBI PO ranges between Rs. 80000 to 82000 per month with the basic pay of Rs. 48,480/- (+4 increments). The Gross compensation received at Mumbai Centre is 20.43 lacs. The SBI Probationary Officers are eligible for Lease Rental/ HRA, DA, Medical, CCA and other allowances besides basic pay. The amount varies with the location of the job posting.
SBI PO Salary Increment
The SBI POs will be awarded a yearly increment which is fixed for a particular period. Check the table below to learn about the SBI PO Increment cycle.
SBI PO year-wise Increment
Period
Increment
Basic Salary
First 4 increments
–
Rs. 48,480/-
First 7 years
Rs. 2000/-
Rs. 62,480/-
Next 2 years
Rs. 2340/-
Rs. 67,160/-
Another 7 years
Rs. 2680/-
Rs. 85920
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Quantitative Aptitude
Book
Author
Quantitative Aptitude for Competitive Examinations
R.S. Aggarwal
Fast Track Objective Arithmetic
Rajesh Verma (Arihant)
Magical Book on Quicker Mathematics
M. Tyra
Quantitative Aptitude for CAT
Arun Sharma (TMH)
Reasoning Ability
Book
Author
A Modern Approach to Verbal & Non-Verbal Reasoning
R.S. Aggarwal
Analytical Reasoning
M.K. Pandey (BSC Publishing)
New Approach to Reasoning
B.S. Sijwali (Arihant)
English Language
Book
Author
Objective General English
S.P. Bakshi (Arihant)
Word Power Made Easy
Norman Lewis
High School English Grammar & Composition
Wren & Martin
Data Interpretation (Mains)
Book
Author
Data Interpretation & Data Analysis
Arun Sharma (TMH)
Magical Book on Data Interpretation
K. Kundan
Banking & General Awareness
Book
Author
Banking Awareness
Arihant Publications
Manorama Yearbook
Mammen Mathew
India Yearbook
Publications Division (Govt. of India)
Computer Aptitude
Book
Author
Objective Computer Awareness
Arihant Publications
Computer Knowledge for Bank Exams
Kiran Prakashan
Descriptive Paper
Book
Author
Descriptive General English
S.P. Bakshi & Richa Sharma (Arihant)
High School English Grammar & Composition
Wren & Martin
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1. What is SBI PO?
SBI PO (Probationary Officer) is a prestigious banking job in State Bank of India, where selected candidates are trained to become bank managers and officers. It is one of the most competitive banking exams in India.
2. What is the eligibility for SBI PO?
Educational Qualification
Graduation in any discipline from a recognized university.
Age Limit
21 to 30 years
Age relaxation:
OBC: 3 years
SC/ST: 5 years
PwD: 10+ years depending on category.
3. How many attempts are allowed?
Category
Attempts
General
4
OBC
7
SC/ST
Unlimited (till age limit)
4. What is the SBI PO exam pattern?
Preliminary Exam (Objective)
Section
Questions
Marks
Time
English
30
30
Quantitative Aptitude
35
35
Reasoning Ability
35
35
Total
100
100
1 hour
Main Exam
Objective Test
Section
Marks
Reasoning & Computer
60
Data Analysis & Interpretation
60
General/Economy/Banking Awareness
40
English Language
40
Total: 200 marks
Descriptive Test:
Essay & Letter Writing
50 marks
Final Stage
Psychometric Test
Group Exercise
Interview
Final selection = Mains + Interview + Group Exercise
5. What is the salary of SBI PO?
Approx salary:
Basic Pay: ₹41,960
Gross Salary: ₹65,000 – ₹80,000 per month (depending on city)
Additional benefits:
HRA
Medical
Travel allowance
Pension
Loan benefits.
6. What is the job role of an SBI PO?
Main responsibilities:
Customer service
Loan processing
Account management
Supervision of clerical work
Branch operations
Business development
After training, a PO may become Branch Manager in future.
7. Is SBI PO difficult?
Yes, because:
Huge competition (lakhs of candidates)
Limited vacancies
Tough reasoning and data interpretation questions
But with 6–12 months of focused preparation, it is achievable.
8. How many students apply for SBI PO?
Usually:
8–10 lakh applicants
2000–3000 vacancies
9. What subjects should students prepare?
Main subjects:
Quantitative Aptitude
Reasoning Ability
English Language
Banking Awareness
Current Affairs
Data Interpretation
10. Can final year students apply?
Yes. Final-year students can apply but must show the graduation certificate at the time of interview.